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Demex examines how climate change is accelerating non-catastrophic weather losses and why parametric reinsurance is a critical adaptation measure for economic sustainability across the insurance industry.

An overview of Demex's three-part series examining how SCS has become the largest insured loss problem in the industry and what innovative reinsurance solutions are addressing the gap.

SCS insured losses hit $70 billion globally in 2023 — over 90% above the prior five-year average. Part 1 explores the climate, economic, and urbanization drivers behind the surge.

Industry experts and real homeowner cases from Iowa illustrate the cascading impact of SCS on primary insurers, reinsurers, and policyholders — and why the current model is breaking down.

Demex's Retained Climate Risk Reinsurance (RCR Re) offers a parametric stop-loss solution built on proprietary client calibration — addressing the frequency cover gap traditional reinsurers have abandoned.